Try Linux in a VM (virtual machine) for a while.
- Low hassle compared to dual booting,
- no risk of Microsoft randomly doing something to windows that breaks your Linux install.
- low/No system downtime if you decide you don’t like one distro or another and want to switch,
- no loss of game data for your son (I’ve lost so many saves because of games putting them in nonsensical places in windows; why is appdata still the default for minecraft saves!?)
No.
Existence had grown exponentially more expensive in my lifetime, well outpacing what a 401k or pension will realistically ever be able to achieve. At best, it might buy me 5-10 years after I am physically unable to work; if I mentally decline too soon due to age (quite likely in my family), I will die in poverty.
That isn’t even touching on the possibility of a habitable climate or war, and assumes the survival of the current economic system.