• 0 Posts
  • 43 Comments
Joined 1 year ago
cake
Cake day: August 18th, 2023

help-circle
  • It is important to note that while a FICO score is roughly equivalent to “trustworthiness”, the three credit agency scores (Equifax, TransUnion, and Experian) are NOT meant to reflect your trustworthiness directly. Rather, they are specifically designed to inform lenders of your profitability for them.

    It’s an important distinction because having a an outstanding payment history alone won’t improve these scores, if you aren’t utilizing available credit and maintaining some running balance with lenders.

    Basically, if you’re just going to borrow money and never pay any interest on the loans, you aren’t actually a source of profit and therefore aren’t a desirable customer for lenders and creditors






  • I’m an effort to get you an answer that isn’t dismissive:

    1. Youth indoctrination, social conformity, and cultural isolation. If your parents, friends, and most of your community tells you something is true, you are unlikely to challenge it for a variety of reasons including trust (most of what they’ve taught you works for your daily life), tribal identity, etc

    2. People naturally fear death, and one coping strategy for the existential fear of death is to convince yourself that the death of your body is not the end of your existence. Science does not provide a pathway to this coping strategy so people will accept or create belief systems that quell that fear, even in the face of contradictory evidence. Relieving the pressure of that fear is a strong motivator.

    3. Release of responsibility. When there is no higher power to dictate moral absolutes, we are left feeling responsible for the complex decisions around what is or isn’t the appropriate course of action. And that shit is complicated and often anxiety inducing. Many people find comfort in offloading that work to a third party.






  • While you may be correct, that was my experience. As a new user, I joined two Lemmy instances, was unsatisfied with the full feed on both, and said “screw it, I’m going to the biggest server”.

    The problem with telling people they can fetch the missing comms are threefold:

    1. It becomes a perpetual maintenance task. New communities are being created all the time and I don’t want to have to reference other servers’ feeds regularly to stay up to date on the newest stuff. I might as well just be on that other server

    2. Part of the joy of the firehose is seeing when some completely obscure community has a wildly popular post that one time because it’s extra funny or shocking or whatever. Those posts just won’t make it to most smaller servers.

    3. It’s an “unknown unknowns” problem. Sometimes you know what it is that you don’t know and can go find it. But often I don’t know which things I don’t know, so I can’t seek it out to add to my server. The beauty of a big server is that I don’t have to do that legwork or even think about it.

    All it takes is one user on the server subscribing to the Western Spotted Bull Frogs community for me to see it when they have a post blow up. The chances of one such user being on my server go way up here on lemmy.world. I’m sure there are smaller servers that are “good enough” in that regard. But why would I bother when I have what I want right here?

    Not trying to be argumentative, just calling out what I see as a fundamental truth about Lemmy, compared to other fediverse applications. Like, on mastodon a big server’s fedirated feed is more or less unreadable. That makes smaller servers appealing as it helps prioritize what makes it into the feed. On Lemmy, the voting system does that prioritization, removing one of the big reasons to avoid larger servers in the first place :)


  • I tried a smaller Lemmy server first and it didn’t meet my needs.

    I used reddit in two specific but different ways:

    1. About a dozen subreddits that I would visit individually. Small Lemmy instances work fine for this. Just subscribe to the ones I care about

    2. Browsing r/all, taking in whatever was popular at any given moment. This only works on big Lemmy instances with wildly diverse federation.

    I love the firehose of “what bizarre things bubbled to the top today? Oh snap, there’s a scandal in the professional bowling community. This Farscape meme is hilarious even without context. Wow, look at that crazy picture of an owl riding another owl riding a bear” or whatever.

    There was never enough content on small Lemmy servers to satisfy that itch. But scrolling the main feed on lemmy.world is good enough


  • I’m genuinely not looking for an argument. My original comment was “yup, this isn’t for me, because it’s too much time/effort”. It only became an argument of sorts when person after person came in to try to tell me why I was wrong for feeling that way?

    Like, I get it. There are different variants and options and arch is mostly for people who want to tinker.

    But my original comment was literally just “well, this post confirms what I suspected: arch probably isn’t for me because I don’t have the time”. I didn’t intend to be pejorative with the term ‘timesink’. Just too much for me. But I’ll admit I probably got a bit defensive after being told I was wrong for xyz reason by so many people on a matter of personal priorities








  • Gonna disagree with you about the quality of Mando; it’s just an incredibly different type of show. I feel the exact opposite of you: I thought the first season was meh until the end, and the show has continued to get better from there (with some individual episodes that were crap).

    For the record, Andor is by far my favorite piece of contemporary Star Wars media. It’s not even close.

    What I’m saying is, not every show or movie has to be well received by every fan.

    Hell, I even enjoyed Obi-Wan for what it was. A sad waste of potential? Totally. But some of the things it set out to do were done well (specifically, showing Obi-Wan’s state of mind during that time period)

    I don’t expect Mando to press the same emotional buttons as Andor, and I don’t expect Andor to make me go “whoaaaaa awesome lightsaber duel!” the way Ahsoka did. Let them be different. We don’t have to tear down anything that doesn’t fit our image of the perfect star wars show