I’ll have more faith once it can reliably switch back and forth between Unicode symbols and their underlying HTML entities. It understands the concept of emojis and can use them appropriately, but I can tell there’s still some underlying issues in the token/object model for non-ASCII symbols.
Even better if you use Experian: give us access to all your spending data or else you’ll never see a score increase again (source: been dealing with this for three years while Equifax continues to go up. I feel like they’re doing something illegal, but they probably already were and nobody cares.)